The analysis to be done
http://rbidocs.rbi.org.in/rdocs/Publications/PDFs/203T_STF181113.pdf
Maharashtra has the highest percentage in the country may be because big corporate loans are made from Head offices of banks.
Table 2.3 from
http://www.rbi.org.in/scripts/AnnualPublications.aspx?head=Statistical%20Tables%20Relating%20to%20Banks%20in%20India
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